Compare ProvidersFind the best payment solution for your business
2Checkout (Verifone)
Digital Goods
A global payment platform now owned by Verifone, with particular strength in digital goods and subscription billing. 2Checkout supports 45+ payment methods across 200+ countries with built-in tax management and localized checkout experiences. A solid choice for SaaS companies and digital product sellers needing global reach.
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Melio
B2B payments
A B2B payment platform that lets small businesses pay vendors by ACH, check, or credit card even when vendors don't accept cards. Melio simplifies accounts payable by enabling businesses to earn card rewards while paying suppliers who only accept bank transfers. Free for ACH payments with a simple, user-friendly interface.
Visit MelioDetailed Comparison
Side-by-side feature breakdown
3.5% + €0.30 to 6% + €0.50
Free ACH, 2.9% cards
5 Available
1 Available
16 Supported
4 Supported
Common Ground
Shared Regions
When to Choose 2Checkout (Verifone)
Choose 2Checkout (Verifone) if you need features like Recurring Payments or Instant Sandbox, or your business operates in Europe or Asia. With fees of 3.5% + €0.30 to 6% + €0.50, it's ideal for businesses focused on digital goods.
When to Choose Melio
Choose Melio if you need features like Low Fees or Startup Friendly. With fees of Free ACH, 2.9% cards, it's ideal for businesses focused on b2b payments.
Frequently Asked Questions
What is the difference between 2Checkout (Verifone) and Melio?
2Checkout (Verifone) is best for digital goods, while Melio is best for b2b payments. 2Checkout (Verifone) charges 3.5% + €0.30 to 6% + €0.50 and Melio charges Free ACH, 2.9% cards. They differ in supported features, regions, and payment methods.
Which is cheaper, 2Checkout (Verifone) or Melio?
2Checkout (Verifone) charges 3.5% + €0.30 to 6% + €0.50 while Melio charges Free ACH, 2.9% cards. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.
Can I use both 2Checkout (Verifone) and Melio together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. 2Checkout (Verifone) and Melio can complement each other depending on your needs.