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ACI Worldwide
Real-time payments
A payment systems software company powering infrastructure for banks and payment processors globally. ACI Worldwide enables real-time payment networks including FedNow, Zelle, and UK Faster Payments, processing over 671 billion transactions annually. Built for financial institutions requiring enterprise-grade payment switching and fraud management.
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AffiniPay (8am)
Professional services
A payment platform built for professional services including legal (LawPay), accounting (CPACharge), and associations. AffiniPay (now 8am) handles industry-specific compliance requirements like IOLTA trust accounting for law firms. Designed for professionals who need compliant payment acceptance with specialized billing features.
Visit AffiniPay (8am)Detailed Comparison
Side-by-side feature breakdown
Contact for pricing
2.95% + $0.30
3 Available
1 Available
22 Supported
10 Supported
Common Ground
Shared Regions
Shared Features
When to Choose ACI Worldwide
Choose ACI Worldwide if you need features like Instant Payments, or your business operates in Europe or Asia. With fees of Contact for pricing, it's ideal for businesses focused on real-time payments.
When to Choose AffiniPay (8am)
Choose AffiniPay (8am) if you need features like Recurring Payments. With fees of 2.95% + $0.30, it's ideal for businesses focused on professional services.
Frequently Asked Questions
What is the difference between ACI Worldwide and AffiniPay (8am)?
ACI Worldwide is best for real-time payments, while AffiniPay (8am) is best for professional services. ACI Worldwide charges Contact for pricing and AffiniPay (8am) charges 2.95% + $0.30. They differ in supported features, regions, and payment methods.
Which is cheaper, ACI Worldwide or AffiniPay (8am)?
ACI Worldwide charges Contact for pricing while AffiniPay (8am) charges 2.95% + $0.30. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.
Can I use both ACI Worldwide and AffiniPay (8am) together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. ACI Worldwide and AffiniPay (8am) can complement each other depending on your needs.