Compare ProvidersFind the best payment solution for your business

ACI Worldwide logo

ACI Worldwide

Real-time payments

A payment systems software company powering infrastructure for banks and payment processors globally. ACI Worldwide enables real-time payment networks including FedNow, Zelle, and UK Faster Payments, processing over 671 billion transactions annually. Built for financial institutions requiring enterprise-grade payment switching and fraud management.

Visit ACI Worldwide
VS
Amazon Pay logo

Amazon Pay

E-commerce checkout

Amazon's online payment service letting customers pay on external sites using their Amazon account credentials. Amazon Pay offers fast checkout leveraging the trust and convenience of Amazon, helping merchants increase conversion rates.

Visit Amazon Pay

Detailed Comparison

Side-by-side feature breakdown

Fees
ACI Worldwide

Contact for pricing

Amazon Pay

2.9% + $0.30

Category
ACI Worldwide
traditional
Amazon Pay
traditional
Available Regions
ACI Worldwide
North AmericaEuropeAsiaLatin AmericaOceaniaAfrica
Amazon Pay
North AmericaEuropeAsiaOceaniaLatin America
Key Features
ACI Worldwide
Enterprise
Instant Payments
Amazon Pay
Instant Payments
Enterprise
Startup Friendly
SDKs & Libraries
ACI Worldwide

3 Available

Amazon Pay

6 Available

Payment Methods
ACI Worldwide

22 Supported

Amazon Pay

9 Supported

Common Ground

Shared Regions

North AmericaEuropeAsiaLatin AmericaOceania

Shared Features

EnterpriseInstant Payments

When to Choose ACI Worldwide

Choose ACI Worldwide if your business operates in Africa. With fees of Contact for pricing, it's ideal for businesses focused on real-time payments.

When to Choose Amazon Pay

Choose Amazon Pay if you need features like Startup Friendly, or you want a broader feature set. With fees of 2.9% + $0.30, it's ideal for businesses focused on e-commerce checkout.

Frequently Asked Questions

What is the difference between ACI Worldwide and Amazon Pay?

ACI Worldwide is best for real-time payments, while Amazon Pay is best for e-commerce checkout. ACI Worldwide charges Contact for pricing and Amazon Pay charges 2.9% + $0.30. They differ in supported features, regions, and payment methods.

Which is cheaper, ACI Worldwide or Amazon Pay?

ACI Worldwide charges Contact for pricing while Amazon Pay charges 2.9% + $0.30. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both ACI Worldwide and Amazon Pay together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. ACI Worldwide and Amazon Pay can complement each other depending on your needs.