Compare ProvidersFind the best payment solution for your business
ACI Worldwide
Real-time payments
A payment systems software company powering infrastructure for banks and payment processors globally. ACI Worldwide enables real-time payment networks including FedNow, Zelle, and UK Faster Payments, processing over 671 billion transactions annually. Built for financial institutions requiring enterprise-grade payment switching and fraud management.
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Billmate
Swedish e-commerce
A Swedish payment provider specializing in invoice and installment payment solutions for e-commerce. Billmate offers flexible payment options including split payments and card processing, integrated with BankID for secure authorization in Scandinavian markets.
Visit BillmateDetailed Comparison
Side-by-side feature breakdown
Contact for pricing
1.4% + SEK 3
3 Available
2 Available
22 Supported
7 Supported
Common Ground
Shared Regions
When to Choose ACI Worldwide
Choose ACI Worldwide if you need features like Enterprise or Instant Payments, or your business operates in North America or Asia, or you want a broader feature set. With fees of Contact for pricing, it's ideal for businesses focused on real-time payments.
When to Choose Billmate
Choose Billmate if you need features like Startup Friendly. With fees of 1.4% + SEK 3, it's ideal for businesses focused on swedish e-commerce.
Frequently Asked Questions
What is the difference between ACI Worldwide and Billmate?
ACI Worldwide is best for real-time payments, while Billmate is best for swedish e-commerce. ACI Worldwide charges Contact for pricing and Billmate charges 1.4% + SEK 3. They differ in supported features, regions, and payment methods.
Which is cheaper, ACI Worldwide or Billmate?
ACI Worldwide charges Contact for pricing while Billmate charges 1.4% + SEK 3. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.
Can I use both ACI Worldwide and Billmate together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. ACI Worldwide and Billmate can complement each other depending on your needs.
How do ACI Worldwide and Billmate differ in their focus?
ACI Worldwide is a traditional payment provider, while Billmate focuses on regional solutions. This means they serve different market segments and may have different strengths.