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ACI Worldwide logo

ACI Worldwide

Real-time payments

A payment systems software company powering infrastructure for banks and payment processors globally. ACI Worldwide enables real-time payment networks including FedNow, Zelle, and UK Faster Payments, processing over 671 billion transactions annually. Built for financial institutions requiring enterprise-grade payment switching and fraud management.

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VS
Borgun logo

Borgun

Icelandic merchants

An Icelandic payment processor now part of Teya (SaltPay), offering card payment solutions and POS terminals across Europe. Borgun provides next-day settlement and straightforward pricing for SMEs in Iceland and other European markets.

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Detailed Comparison

Side-by-side feature breakdown

Fees
ACI Worldwide

Contact for pricing

Borgun

1.4-2%

Category
ACI Worldwide
traditional
Borgun
regional
Available Regions
ACI Worldwide
North AmericaEuropeAsiaLatin AmericaOceaniaAfrica
Borgun
Europe
Key Features
ACI Worldwide
Enterprise
Instant Payments
Borgun
Enterprise
SDKs & Libraries
ACI Worldwide

3 Available

Borgun

2 Available

Payment Methods
ACI Worldwide

22 Supported

Borgun

8 Supported

Common Ground

Shared Regions

Europe

Shared Features

Enterprise

When to Choose ACI Worldwide

Choose ACI Worldwide if you need features like Instant Payments, or your business operates in North America or Asia, or you want a broader feature set. With fees of Contact for pricing, it's ideal for businesses focused on real-time payments.

Frequently Asked Questions

What is the difference between ACI Worldwide and Borgun?

ACI Worldwide is best for real-time payments, while Borgun is best for icelandic merchants. ACI Worldwide charges Contact for pricing and Borgun charges 1.4-2%. They differ in supported features, regions, and payment methods.

Which is cheaper, ACI Worldwide or Borgun?

ACI Worldwide charges Contact for pricing while Borgun charges 1.4-2%. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both ACI Worldwide and Borgun together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. ACI Worldwide and Borgun can complement each other depending on your needs.

How do ACI Worldwide and Borgun differ in their focus?

ACI Worldwide is a traditional payment provider, while Borgun focuses on regional solutions. This means they serve different market segments and may have different strengths.