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ACI Worldwide
Real-time payments
A payment systems software company powering infrastructure for banks and payment processors globally. ACI Worldwide enables real-time payment networks including FedNow, Zelle, and UK Faster Payments, processing over 671 billion transactions annually. Built for financial institutions requiring enterprise-grade payment switching and fraud management.
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Clover
Retail & restaurants
A Fiserv-owned all-in-one POS system combining hardware, payments, inventory, and employee management for retail and restaurants. Clover offers a range of devices from compact readers to full register systems, with a marketplace of third-party apps for customization. Popular among small to medium businesses wanting an integrated commerce solution.
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Side-by-side feature breakdown
Contact for pricing
2.3-2.6% + $0.10
3 Available
6 Available
22 Supported
7 Supported
Common Ground
Shared Regions
When to Choose ACI Worldwide
Choose ACI Worldwide if you need features like Enterprise or Instant Payments, or your business operates in Asia or Latin America, or you want a broader feature set. With fees of Contact for pricing, it's ideal for businesses focused on real-time payments.
When to Choose Clover
Choose Clover if you need features like Startup Friendly. With fees of 2.3-2.6% + $0.10, it's ideal for businesses focused on retail & restaurants.
Frequently Asked Questions
What is the difference between ACI Worldwide and Clover?
ACI Worldwide is best for real-time payments, while Clover is best for retail & restaurants. ACI Worldwide charges Contact for pricing and Clover charges 2.3-2.6% + $0.10. They differ in supported features, regions, and payment methods.
Which is cheaper, ACI Worldwide or Clover?
ACI Worldwide charges Contact for pricing while Clover charges 2.3-2.6% + $0.10. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.
Can I use both ACI Worldwide and Clover together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. ACI Worldwide and Clover can complement each other depending on your needs.