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ACI Worldwide logo

ACI Worldwide

Real-time payments

A payment systems software company powering infrastructure for banks and payment processors globally. ACI Worldwide enables real-time payment networks including FedNow, Zelle, and UK Faster Payments, processing over 671 billion transactions annually. Built for financial institutions requiring enterprise-grade payment switching and fraud management.

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DIBS logo

DIBS

Nordic e-commerce

A leading Nordic payment solution provider now part of Nets, offering in-store and online payment processing across Scandinavia. DIBS provides high-availability payment infrastructure with support for local Nordic payment methods like Dankort, MobilePay, Vipps, and Swish.

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Detailed Comparison

Side-by-side feature breakdown

Fees
ACI Worldwide

Contact for pricing

DIBS

1.45% + €0.35

Category
ACI Worldwide
traditional
DIBS
traditional
Available Regions
ACI Worldwide
North AmericaEuropeAsiaLatin AmericaOceaniaAfrica
DIBS
Europe
Key Features
ACI Worldwide
Enterprise
Instant Payments
DIBS
Enterprise
SDKs & Libraries
ACI Worldwide

3 Available

DIBS

3 Available

Payment Methods
ACI Worldwide

22 Supported

DIBS

10 Supported

Common Ground

Shared Regions

Europe

Shared Features

Enterprise

When to Choose ACI Worldwide

Choose ACI Worldwide if you need features like Instant Payments, or your business operates in North America or Asia, or you want a broader feature set. With fees of Contact for pricing, it's ideal for businesses focused on real-time payments.

Frequently Asked Questions

What is the difference between ACI Worldwide and DIBS?

ACI Worldwide is best for real-time payments, while DIBS is best for nordic e-commerce. ACI Worldwide charges Contact for pricing and DIBS charges 1.45% + €0.35. They differ in supported features, regions, and payment methods.

Which is cheaper, ACI Worldwide or DIBS?

ACI Worldwide charges Contact for pricing while DIBS charges 1.45% + €0.35. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both ACI Worldwide and DIBS together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. ACI Worldwide and DIBS can complement each other depending on your needs.