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ACI Worldwide logo

ACI Worldwide

Real-time payments

A payment systems software company powering infrastructure for banks and payment processors globally. ACI Worldwide enables real-time payment networks including FedNow, Zelle, and UK Faster Payments, processing over 671 billion transactions annually. Built for financial institutions requiring enterprise-grade payment switching and fraud management.

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VS
Global Payments logo

Global Payments

International commerce

A major global payment technology company serving over 3.5 million merchants worldwide with acquiring, issuing, and integrated payment solutions. Global Payments focuses on vertical-specific solutions for healthcare, retail, restaurants, and education with both online and in-person payment capabilities.

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Detailed Comparison

Side-by-side feature breakdown

Fees
ACI Worldwide

Contact for pricing

Global Payments

Volume-based

Category
ACI Worldwide
traditional
Global Payments
traditional
Available Regions
ACI Worldwide
North AmericaEuropeAsiaLatin AmericaOceaniaAfrica
Global Payments
North AmericaEuropeAsiaLatin America
Key Features
ACI Worldwide
Enterprise
Instant Payments
Global Payments
Enterprise
SDKs & Libraries
ACI Worldwide

3 Available

Global Payments

7 Available

Payment Methods
ACI Worldwide

22 Supported

Global Payments

8 Supported

Common Ground

Shared Regions

North AmericaEuropeAsiaLatin America

Shared Features

Enterprise

When to Choose ACI Worldwide

Choose ACI Worldwide if you need features like Instant Payments, or your business operates in Oceania or Africa, or you want a broader feature set. With fees of Contact for pricing, it's ideal for businesses focused on real-time payments.

Frequently Asked Questions

What is the difference between ACI Worldwide and Global Payments?

ACI Worldwide is best for real-time payments, while Global Payments is best for international commerce. ACI Worldwide charges Contact for pricing and Global Payments charges Volume-based. They differ in supported features, regions, and payment methods.

Which is cheaper, ACI Worldwide or Global Payments?

ACI Worldwide charges Contact for pricing while Global Payments charges Volume-based. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both ACI Worldwide and Global Payments together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. ACI Worldwide and Global Payments can complement each other depending on your needs.