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ACI Worldwide logo

ACI Worldwide

Real-time payments

A payment systems software company powering infrastructure for banks and payment processors globally. ACI Worldwide enables real-time payment networks including FedNow, Zelle, and UK Faster Payments, processing over 671 billion transactions annually. Built for financial institutions requiring enterprise-grade payment switching and fraud management.

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VS
GoPay logo

GoPay

Indonesian Payments

Indonesia's leading digital wallet from the Gojek super-app ecosystem. GoPay enables mobile payments, bill payments, and transfers deeply integrated with ride-hailing, food delivery, and other Gojek services. A critical payment method for reaching Indonesian consumers in the world's fourth-largest country.

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Detailed Comparison

Side-by-side feature breakdown

Fees
ACI Worldwide

Contact for pricing

GoPay

~2-3%

Category
ACI Worldwide
traditional
GoPay
regional
Available Regions
ACI Worldwide
North AmericaEuropeAsiaLatin AmericaOceaniaAfrica
GoPay
Asiasoutheast-asia
Key Features
ACI Worldwide
Enterprise
Instant Payments
GoPay
Instant Payments
Startup Friendly
SDKs & Libraries
ACI Worldwide

3 Available

GoPay

1 Available

Payment Methods
ACI Worldwide

22 Supported

GoPay

5 Supported

Common Ground

Shared Regions

Asia

Shared Features

Instant Payments

When to Choose ACI Worldwide

Choose ACI Worldwide if you need features like Enterprise, or your business operates in North America or Europe. With fees of Contact for pricing, it's ideal for businesses focused on real-time payments.

When to Choose GoPay

Choose GoPay if you need features like Startup Friendly, or your business operates in southeast-asia. With fees of ~2-3%, it's ideal for businesses focused on indonesian payments.

Frequently Asked Questions

What is the difference between ACI Worldwide and GoPay?

ACI Worldwide is best for real-time payments, while GoPay is best for indonesian payments. ACI Worldwide charges Contact for pricing and GoPay charges ~2-3%. They differ in supported features, regions, and payment methods.

Which is cheaper, ACI Worldwide or GoPay?

ACI Worldwide charges Contact for pricing while GoPay charges ~2-3%. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both ACI Worldwide and GoPay together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. ACI Worldwide and GoPay can complement each other depending on your needs.

How do ACI Worldwide and GoPay differ in their focus?

ACI Worldwide is a traditional payment provider, while GoPay focuses on regional solutions. This means they serve different market segments and may have different strengths.