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ACI Worldwide logo

ACI Worldwide

Real-time payments

A payment systems software company powering infrastructure for banks and payment processors globally. ACI Worldwide enables real-time payment networks including FedNow, Zelle, and UK Faster Payments, processing over 671 billion transactions annually. Built for financial institutions requiring enterprise-grade payment switching and fraud management.

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VS
GrabPay logo

GrabPay

Southeast Asian Super-app

The e-wallet arm of Grab, Southeast Asia's leading super-app with over 100 million users across eight countries. GrabPay enables QR code payments, online checkout, and peer-to-peer transfers, deeply integrated with Grab's ride-hailing and food delivery ecosystem. Essential for merchants targeting consumers in Singapore, Malaysia, Indonesia, Thailand, Vietnam, and the Philippines.

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Detailed Comparison

Side-by-side feature breakdown

Fees
ACI Worldwide

Contact for pricing

GrabPay

From 1.5% per transaction

Category
ACI Worldwide
traditional
GrabPay
regional
Available Regions
ACI Worldwide
North AmericaEuropeAsiaLatin AmericaOceaniaAfrica
GrabPay
Asiasoutheast-asia
Key Features
ACI Worldwide
Enterprise
Instant Payments
GrabPay
Instant Payments
Startup Friendly
Enterprise
SDKs & Libraries
ACI Worldwide

3 Available

GrabPay

7 Available

Payment Methods
ACI Worldwide

22 Supported

GrabPay

12 Supported

Common Ground

Shared Regions

Asia

Shared Features

EnterpriseInstant Payments

When to Choose ACI Worldwide

Choose ACI Worldwide if your business operates in North America or Europe. With fees of Contact for pricing, it's ideal for businesses focused on real-time payments.

When to Choose GrabPay

Choose GrabPay if you need features like Startup Friendly, or your business operates in southeast-asia, or you want a broader feature set. With fees of From 1.5% per transaction, it's ideal for businesses focused on southeast asian super-app.

Frequently Asked Questions

What is the difference between ACI Worldwide and GrabPay?

ACI Worldwide is best for real-time payments, while GrabPay is best for southeast asian super-app. ACI Worldwide charges Contact for pricing and GrabPay charges From 1.5% per transaction. They differ in supported features, regions, and payment methods.

Which is cheaper, ACI Worldwide or GrabPay?

ACI Worldwide charges Contact for pricing while GrabPay charges From 1.5% per transaction. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both ACI Worldwide and GrabPay together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. ACI Worldwide and GrabPay can complement each other depending on your needs.

How do ACI Worldwide and GrabPay differ in their focus?

ACI Worldwide is a traditional payment provider, while GrabPay focuses on regional solutions. This means they serve different market segments and may have different strengths.