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ACI Worldwide logo

ACI Worldwide

Real-time payments

A payment systems software company powering infrastructure for banks and payment processors globally. ACI Worldwide enables real-time payment networks including FedNow, Zelle, and UK Faster Payments, processing over 671 billion transactions annually. Built for financial institutions requiring enterprise-grade payment switching and fraud management.

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VS
Kushki logo

Kushki

Latin American payments

A Latin American payment technology company acting as a regional non-banking acquirer. Kushki handles end-to-end transactions across Ecuador, Colombia, Peru, Chile, Mexico, and Brazil, offering flexible integration options for businesses expanding in Latin America.

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Detailed Comparison

Side-by-side feature breakdown

Fees
ACI Worldwide

Contact for pricing

Kushki

2-4%

Category
ACI Worldwide
traditional
Kushki
regional
Available Regions
ACI Worldwide
North AmericaEuropeAsiaLatin AmericaOceaniaAfrica
Kushki
Latin America
Key Features
ACI Worldwide
Enterprise
Instant Payments
Kushki
Startup Friendly
SDKs & Libraries
ACI Worldwide

3 Available

Kushki

8 Available

Payment Methods
ACI Worldwide

22 Supported

Kushki

7 Supported

Common Ground

Shared Regions

Latin America

When to Choose ACI Worldwide

Choose ACI Worldwide if you need features like Enterprise or Instant Payments, or your business operates in North America or Europe, or you want a broader feature set. With fees of Contact for pricing, it's ideal for businesses focused on real-time payments.

When to Choose Kushki

Choose Kushki if you need features like Startup Friendly. With fees of 2-4%, it's ideal for businesses focused on latin american payments.

Frequently Asked Questions

What is the difference between ACI Worldwide and Kushki?

ACI Worldwide is best for real-time payments, while Kushki is best for latin american payments. ACI Worldwide charges Contact for pricing and Kushki charges 2-4%. They differ in supported features, regions, and payment methods.

Which is cheaper, ACI Worldwide or Kushki?

ACI Worldwide charges Contact for pricing while Kushki charges 2-4%. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both ACI Worldwide and Kushki together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. ACI Worldwide and Kushki can complement each other depending on your needs.

How do ACI Worldwide and Kushki differ in their focus?

ACI Worldwide is a traditional payment provider, while Kushki focuses on regional solutions. This means they serve different market segments and may have different strengths.