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ACI Worldwide logo

ACI Worldwide

Real-time payments

A payment systems software company powering infrastructure for banks and payment processors globally. ACI Worldwide enables real-time payment networks including FedNow, Zelle, and UK Faster Payments, processing over 671 billion transactions annually. Built for financial institutions requiring enterprise-grade payment switching and fraud management.

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VS
Lyra logo

Lyra

French e-commerce

A French payment institution with over 20 years of experience and global presence across Europe, Latin America, Asia, and Oceania. Lyra offers over 150 payment methods with REST API and mobile SDK integrations, serving businesses seeking extensive payment coverage.

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Detailed Comparison

Side-by-side feature breakdown

Fees
ACI Worldwide

Contact for pricing

Lyra

Custom pricing

Category
ACI Worldwide
traditional
Lyra
traditional
Available Regions
ACI Worldwide
North AmericaEuropeAsiaLatin AmericaOceaniaAfrica
Lyra
EuropeLatin AmericaAsia
Key Features
ACI Worldwide
Enterprise
Instant Payments
Lyra
Enterprise
SDKs & Libraries
ACI Worldwide

3 Available

Lyra

6 Available

Payment Methods
ACI Worldwide

22 Supported

Lyra

8 Supported

Common Ground

Shared Regions

EuropeAsiaLatin America

Shared Features

Enterprise

When to Choose ACI Worldwide

Choose ACI Worldwide if you need features like Instant Payments, or your business operates in North America or Oceania, or you want a broader feature set. With fees of Contact for pricing, it's ideal for businesses focused on real-time payments.

Frequently Asked Questions

What is the difference between ACI Worldwide and Lyra?

ACI Worldwide is best for real-time payments, while Lyra is best for french e-commerce. ACI Worldwide charges Contact for pricing and Lyra charges Custom pricing. They differ in supported features, regions, and payment methods.

Which is cheaper, ACI Worldwide or Lyra?

ACI Worldwide charges Contact for pricing while Lyra charges Custom pricing. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both ACI Worldwide and Lyra together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. ACI Worldwide and Lyra can complement each other depending on your needs.