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ACI Worldwide logo

ACI Worldwide

Real-time payments

A payment systems software company powering infrastructure for banks and payment processors globally. ACI Worldwide enables real-time payment networks including FedNow, Zelle, and UK Faster Payments, processing over 671 billion transactions annually. Built for financial institutions requiring enterprise-grade payment switching and fraud management.

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MoonPay logo

MoonPay

Crypto on-ramp

A leading cryptocurrency on-ramp and off-ramp service enabling users to buy and sell crypto with cards, Apple Pay, Google Pay, and bank transfers. MoonPay supports over 170 crypto assets across 180 countries, widely integrated into popular wallets and exchanges.

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Detailed Comparison

Side-by-side feature breakdown

Fees
ACI Worldwide

Contact for pricing

MoonPay

4.5% card; 1% bank transfer

Category
ACI Worldwide
traditional
MoonPay
crypto
Available Regions
ACI Worldwide
North AmericaEuropeAsiaLatin AmericaOceaniaAfrica
MoonPay
North AmericaEuropeAsiaLatin America
Key Features
ACI Worldwide
Enterprise
Instant Payments
MoonPay
Crypto Support
Enterprise
SDKs & Libraries
ACI Worldwide

3 Available

MoonPay

6 Available

Payment Methods
ACI Worldwide

22 Supported

MoonPay

11 Supported

Common Ground

Shared Regions

North AmericaEuropeAsiaLatin America

Shared Features

Enterprise

When to Choose ACI Worldwide

Choose ACI Worldwide if you need features like Instant Payments, or your business operates in Oceania or Africa. With fees of Contact for pricing, it's ideal for businesses focused on real-time payments.

When to Choose MoonPay

Choose MoonPay if you need features like Crypto Support. With fees of 4.5% card; 1% bank transfer, it's ideal for businesses focused on crypto on-ramp.

Frequently Asked Questions

What is the difference between ACI Worldwide and MoonPay?

ACI Worldwide is best for real-time payments, while MoonPay is best for crypto on-ramp. ACI Worldwide charges Contact for pricing and MoonPay charges 4.5% card; 1% bank transfer. They differ in supported features, regions, and payment methods.

Which is cheaper, ACI Worldwide or MoonPay?

ACI Worldwide charges Contact for pricing while MoonPay charges 4.5% card; 1% bank transfer. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both ACI Worldwide and MoonPay together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. ACI Worldwide and MoonPay can complement each other depending on your needs.

How do ACI Worldwide and MoonPay differ in their focus?

ACI Worldwide is a traditional payment provider, while MoonPay focuses on crypto solutions. This means they serve different market segments and may have different strengths.