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ACI Worldwide logo

ACI Worldwide

Real-time payments

A payment systems software company powering infrastructure for banks and payment processors globally. ACI Worldwide enables real-time payment networks including FedNow, Zelle, and UK Faster Payments, processing over 671 billion transactions annually. Built for financial institutions requiring enterprise-grade payment switching and fraud management.

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VS
Openpay logo

Openpay

Mexican e-commerce

A Mexican e-commerce payment gateway offering card processing and local payment methods for online businesses. Openpay provides simple integration with REST API support, catering to merchants across Mexico with competitive pricing and developer-friendly tools.

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Detailed Comparison

Side-by-side feature breakdown

Fees
ACI Worldwide

Contact for pricing

Openpay

2.9% + MXN 2.50

Category
ACI Worldwide
traditional
Openpay
regional
Available Regions
ACI Worldwide
North AmericaEuropeAsiaLatin AmericaOceaniaAfrica
Openpay
Latin America
Key Features
ACI Worldwide
Enterprise
Instant Payments
Openpay
Startup Friendly
SDKs & Libraries
ACI Worldwide

3 Available

Openpay

9 Available

Payment Methods
ACI Worldwide

22 Supported

Openpay

7 Supported

Common Ground

Shared Regions

Latin America

When to Choose ACI Worldwide

Choose ACI Worldwide if you need features like Enterprise or Instant Payments, or your business operates in North America or Europe, or you want a broader feature set. With fees of Contact for pricing, it's ideal for businesses focused on real-time payments.

When to Choose Openpay

Choose Openpay if you need features like Startup Friendly. With fees of 2.9% + MXN 2.50, it's ideal for businesses focused on mexican e-commerce.

Frequently Asked Questions

What is the difference between ACI Worldwide and Openpay?

ACI Worldwide is best for real-time payments, while Openpay is best for mexican e-commerce. ACI Worldwide charges Contact for pricing and Openpay charges 2.9% + MXN 2.50. They differ in supported features, regions, and payment methods.

Which is cheaper, ACI Worldwide or Openpay?

ACI Worldwide charges Contact for pricing while Openpay charges 2.9% + MXN 2.50. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both ACI Worldwide and Openpay together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. ACI Worldwide and Openpay can complement each other depending on your needs.

How do ACI Worldwide and Openpay differ in their focus?

ACI Worldwide is a traditional payment provider, while Openpay focuses on regional solutions. This means they serve different market segments and may have different strengths.