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ACI Worldwide logo

ACI Worldwide

Real-time payments

A payment systems software company powering infrastructure for banks and payment processors globally. ACI Worldwide enables real-time payment networks including FedNow, Zelle, and UK Faster Payments, processing over 671 billion transactions annually. Built for financial institutions requiring enterprise-grade payment switching and fraud management.

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PagSeguro logo

PagSeguro

Brazilian Market

One of Brazil's largest payment platforms, now operating under the PagBank brand. PagSeguro offers card processing, PIX, Boleto, and digital banking services with affordable POS hardware options for small businesses. A top choice for Brazilian merchants of all sizes, from street vendors to online stores.

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Detailed Comparison

Side-by-side feature breakdown

Fees
ACI Worldwide

Contact for pricing

PagSeguro

2-5%

Category
ACI Worldwide
traditional
PagSeguro
regional
Available Regions
ACI Worldwide
North AmericaEuropeAsiaLatin AmericaOceaniaAfrica
PagSeguro
Latin America
Key Features
ACI Worldwide
Enterprise
Instant Payments
PagSeguro
Instant Payments
Startup Friendly
SDKs & Libraries
ACI Worldwide

3 Available

PagSeguro

5 Available

Payment Methods
ACI Worldwide

22 Supported

PagSeguro

14 Supported

Common Ground

Shared Regions

Latin America

Shared Features

Instant Payments

When to Choose ACI Worldwide

Choose ACI Worldwide if you need features like Enterprise, or your business operates in North America or Europe. With fees of Contact for pricing, it's ideal for businesses focused on real-time payments.

When to Choose PagSeguro

Choose PagSeguro if you need features like Startup Friendly. With fees of 2-5%, it's ideal for businesses focused on brazilian market.

Frequently Asked Questions

What is the difference between ACI Worldwide and PagSeguro?

ACI Worldwide is best for real-time payments, while PagSeguro is best for brazilian market. ACI Worldwide charges Contact for pricing and PagSeguro charges 2-5%. They differ in supported features, regions, and payment methods.

Which is cheaper, ACI Worldwide or PagSeguro?

ACI Worldwide charges Contact for pricing while PagSeguro charges 2-5%. The best value depends on your transaction volume, business type, and required features. Compare their full fee structures for your specific use case.

Can I use both ACI Worldwide and PagSeguro together?

Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. ACI Worldwide and PagSeguro can complement each other depending on your needs.

How do ACI Worldwide and PagSeguro differ in their focus?

ACI Worldwide is a traditional payment provider, while PagSeguro focuses on regional solutions. This means they serve different market segments and may have different strengths.