# 1POINT6 — Payment Provider

1POINT6 is a French electronic money institution that offers platforms a modular payment infrastructure through a single API. It covers KYC/KYB onboarding, pay-ins (cards, transfers, direct debits, in-person payments), account management with automated reconciliation, and automated payouts. Merchants can use the full set of services or only some of the modules.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Marketplaces, franchises and other platforms that have to handle payment flows involving many parties across several countries, plus seller KYC/KYB, in Europe.
- **Fees:** Standard: Pay-in 1.0% + €0.25 for personal bank cards in the eurozone; identity verification from €0.80 per month per active legal entity; payout €0.15 per SEPA credit transfer (SCT). Incoming SEPA transfers €0.25; outside the SEPA zone (SWIFT) €8; SEPA direct debits for individuals €0.45; SEPA direct debits for businesses €0.45 + €15/order. Non-EU personal bank cards and business cards: on request. Custom offering available.
- **Fee model:** flat-rate
- **Categories:** infrastructure, embedded
- **Countries served:** 1 (FR)
- **Payment methods:** credit_card, payment_link, qr_code, sepa, sepa_direct_debit, swift

## Legal & compliance

Legal entities:
- 1POINT6 — France — licenses: E-Money Institution, FR, ACPR

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/1point6#compliance.


Canonical page: https://paymentproviders.io/providers/1point6

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)