# A-Pay — Payment Provider

Global payment gateway helping businesses accept online payments via cards, e-wallets, cryptocurrency, and 100+ local payment methods through a single API. Offers multi-currency IBAN accounts, SWIFT/SEPA support, real-time settlements, and fast integration.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Global Multi-Currency Payment Gateway
- **Fees:** Usage-based pricing, no setup fees, no monthly charges, no hidden costs. Custom rates for high-volume businesses.
- **Fee range:** 2%–2.75%
- **Fee model:** custom
- **Headquarters:** India
- **Founded:** 2021
- **Settlement time:** 1–2 business days
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** high-risk, regional, traditional
- **Regions:** africa, asia, europe, latin-america, middle-east, southeast-asia
- **Countries served:** 13 (AR, BD, EC, EG, ET, IN, KE, KH, LK, MM, NP, PE, …)
- **Payment methods:** ach, alipay, amex, apple_pay, bank_transfer, credit_card, crypto, google_pay, ideal, klarna, mastercard, mobile_money, paypal, pix, sepa, sofort, upi, visa, wechat_pay
- **Features:** crypto-support, high-risk-accepted, instant-sandbox, recurring-payments, startup-friendly
- **Platforms:** mobile, online
- **SDKs:** android, dotnet, flutter, go, ios, java, node, php, python, ruby
- **API docs:** https://docs.a-pay.one/api-documentation/api-integration


**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=a-pay&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/a-pay

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)