# Aera Payment & Identification — Payment Provider

Aera is a European fintech specializing in payment and identification solutions, designed to empower merchants achieve full control over their customer journeys and data. Founded in 2016 and headquartered in Norway, Aera is merchant-owned, with ownership from Coop Norge, NorgesGruppen, Colruyt Group, and Credendo.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Retailers wanting a merchant-owned, unified in-store + online + wallet payment platform
- **Fees:** Custom enterprise pricing; A2A claimed to cut costs by up to 75% vs cards. No public price list.
- **Fee model:** custom
- **Headquarters:** Oslo, Norway
- **Founded:** 2016
- **Categories:** baas, regional
- **Regions:** europe
- **Countries served:** 7 (BE, DK, FR, LU, NL, NO, SE)
- **Payment methods:** amex, bancontact, dankort, discover, ideal, klarna, maestro, mastercard, mobilepay, sepa, swish, vipps, visa
- **Features:** enterprise, recurring-payments
- **Platforms:** mobile, online, pos

## Legal & compliance

2 legal entities · regulated in 2 jurisdictions on file. Licenses, regulators, registry records and legal-entity detail require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/aera#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=aera&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/aera

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)