# Aeropay — Payment Provider

America's leading pay-by-bank network enabling secure ACH and real-time bank-to-bank payments. Specializes in regulated industries including cannabis, gaming, and age-restricted commerce. Features real-time bank verification via proprietary Aerosync technology, instant payouts, and processing costs up to 70% less than card payments.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Regulated Industry Payments
- **Fees:** Custom pricing
- **Fee model:** custom
- **Headquarters:** Chicago, Illinois, USA
- **Founded:** 2017
- **Settlement time:** Same day
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** traditional
- **Regions:** north-america
- **Countries served:** 1 (US)
- **Payment methods:** ach, bank_transfer
- **Features:** high-risk-accepted, instant-payout, low-fees, recurring-payments
- **Platforms:** mobile, online
- **SDKs:** android, flutter, ios, javascript
- **API docs:** https://docs.aeropay.com

## Legal & compliance

1 legal entity on file. Licenses, regulators, registry records and legal-entity detail require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/aeropay#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=aeropay&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/aeropay

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)