# AIB Merchant Services — Payment Provider

AIB Merchant Services is the trading name of First Merchant Processing (UK) Ltd, which the FCA authorises as a payment institution, and of First Merchant Processing (Ireland) DAC. It offers businesses card acceptance in person, online and over the phone. Its products include payment terminals and a POS system (including Clover devices), the Authipay e-commerce gateway, and payment links. It also offers extras such as online stores, rewards and gift cards, and business funding.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Businesses in Ireland and the UK, from small shops to large companies, that want to take card payments in person, online or by payment link.
- **Settlement time:** Next business day
- **Categories:** traditional
- **Countries served:** 2 (GB, IE)
- **Payment methods:** amex, apple_pay, contactless, credit_card, debit_card, diners, discover, gift_card, google_pay, maestro, mastercard, payment_link, pos, visa

## Legal & compliance

Legal entities:
- First Merchant Processing (Ireland) D.A.C. — Ireland — licenses: Payment Institution, IE, Central Bank of Ireland
- First Merchant Processing (UK) Limited — United Kingdom — licenses: Payment Institution, GB, FCA

2 license numbers and 2 register records (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/aib-merchant-services#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=aib-merchant-services&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/aib-merchant-services

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)