# aifinyo — Payment Provider

aifinyo runs a platform where businesses can manage financing, invoices and cash flow. It offers factoring, finetrading and leasing to finance incoming and outgoing invoices, along with receivables management that covers payment matching, dunning and debt collection. It also offers cloud invoicing software (aifinyo Billing), a cash-flow tool and international transfers. Invoices can be uploaded or connected through an API.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Small and mid-sized B2B companies in Germany that want invoice financing, receivables management and invoicing software on one platform.
- **Settlement time:** aifinyo zahlt den Rechnungsbetrag abzüglich Gebühren am nächsten Werktag an Sie aus.
- **Categories:** embedded
- **Countries served:** 1 (DE)
- **Payment methods:** bank_transfer, invoice

## Legal & compliance

Legal entities:
- aifinyo payments GmbH — Germany — licenses: Payment Institution, DE, BaFin

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/aifinyo#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=aifinyo&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/aifinyo

---
**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)