# Andaria — Payment Provider

Andaria is an electronic money institution licensed in Malta and the UK. It offers businesses multi-currency payment accounts with IBANs and access to SWIFT, SEPA and Faster Payments. It also offers embedded finance for platforms that want to provide accounts and branded cards to their own customers, plus BIN sponsorship for debit and prepaid card programmes on Visa, Mastercard and Discover. Business accounts can also hold and convert crypto, a service powered by YouHodler.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Platforms, fintechs and other businesses that want to embed accounts or launch branded debit/prepaid card programmes under a licensed EMI in the UK and EU, or that need a multi-currency business account with crypto access.
- **Categories:** baas, crypto, embedded
- **Countries served:** 2 (GB, MT)
- **Payment methods:** apple_pay, crypto, debit_card, discover, faster_payments, google_pay, mastercard, prepaid_card, sepa, swift, virtual_account, virtual_card, visa

## Legal & compliance

Legal entities:
- Andaria Financial Services Limited — Malta — licenses: E-Money Institution, MT, MFSA
- Andaria Financial Services UK Limited — United Kingdom — licenses: E-Money Institution, GB, FCA

2 license numbers and 2 register records (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/andaria#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=andaria&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/andaria

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)