# Apron — Payment Provider

Apron Payments Ltd is an FCA-authorised electronic money institution based in London. It runs a business finance platform for bill pay, payroll payments, international payments, expense cards and AI bookkeeping, and reconciles with Xero and QuickBooks. To collect money, businesses can use "Get paid" payment links, which customers can pay by bank transfer or card. Payments features are only available to UK-registered businesses.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** UK-registered small and medium businesses, finance teams and accounting firms that want bill pay, payroll payments, expense cards and payment-link collections reconciled with Xero or QuickBooks.
- **Fees:** Get paid links: 0% on pay by bank. 0% on business cards. 1% fee on personal cards. (If the customer covers card fees, business cards are 2.9% to the customer.) Plans (from 1 December 2026, per company, billed monthly): Payments lite Free; Payments core £29/month; Payments plus £49/month; Payments max £99/month. Pay anyone using a credit card: 2.5% fee. FX conversion fee 0.5%; £3 per payment outside EEA.
- **Fee model:** subscription
- **Settlement time:** Same day
- **Categories:** traditional
- **Countries served:** 1 (GB)
- **Payment methods:** bank_transfer, corporate_card, credit_card, open_banking, virtual_card

## Legal & compliance

Legal entities:
- APRON PAYMENTS LTD — United Kingdom — licenses: E-Money Institution, GB, FCA

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/apron#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=apron&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/apron

---
**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)