# Authorize.Net — Payment Provider

One of the longest-running US payment gateways, founded in 1996 and now owned by Visa. Authorize.Net offers reliable card processing with an Advanced Fraud Detection Suite and strong recurring billing capabilities. A trusted choice for established US businesses, especially those needing virtual terminal and phone order support.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Advanced Fraud Detection
- **Fees:** $25/month + 2.9% + $0.30
- **Fee range:** 2.9%–2.9%
- **Fee model:** flat-rate
- **Headquarters:** Foster City, California
- **Founded:** 1996
- **Settlement time:** 2–3 business days
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** traditional
- **Regions:** europe, north-america, oceania
- **Countries served:** 4 (AU, CA, GB, US)
- **Payment methods:** ach, amex, apple_pay, discover, echeck, jcb, mastercard, paypal, unionpay, visa
- **Features:** enterprise, high-risk-accepted, instant-sandbox, recurring-payments
- **Platforms:** online, pos
- **SDKs:** dotnet, java, node, php, python, ruby
- **API docs:** https://developer.authorize.net/

## Legal & compliance

1 legal entity on file. Licenses, regulators, registry records and legal-entity detail require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/authorize-net#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=authorize-net&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/authorize-net

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)