# AuthPAY — Payment Provider

AuthPAY (AuthPAY Limited) is an FCA-authorised electronic money institution offering e-money accounts and payment services for businesses. Companies can open GBP, USD, EUR and 9 other currency accounts with unique IBANs to collect, hold and send funds across borders. Payments run over Faster Payments, SEPA Instant, SEPA and SWIFT, and client funds are safeguarded under the Electronic Money Regulations 2011. Fees are set per business, based on risk profile, volume and how often it transacts.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Companies that need multi-currency e-money accounts to collect, hold and send funds across borders.
- **Settlement time:** Same day
- **Categories:** baas
- **Countries served:** 1 (GB)
- **Payment methods:** bank_transfer, faster_payments, sepa, sepa_instant, swift, virtual_account

## Legal & compliance

Legal entities:
- Authpay Ltd — United Kingdom — licenses: E-Money Institution, GB, FCA

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/authpay#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=authpay&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/authpay

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)