# B4B Payments — Payment Provider

B4B Payments, part of the Banking Circle Group, offers business accounts, payments, FX, card issuance and spend management for businesses in the UK, EU and US. It runs as an FCA-authorised EMI in the UK and a Bank of Lithuania-licensed EMI in the EU. In the US it is a Visa partner via Cross River Bank. Through its API, platforms and SaaS companies can embed white-label cards, virtual accounts/VIBANs and payouts, and partners can use B4B as regulated infrastructure for their own card programmes.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Businesses and SaaS platforms in the UK, EU and US that need multi-currency accounts, payouts, FX and card issuance, either for their own use or embedded under their own brand.
- **Categories:** baas, embedded
- **Countries served:** 29 (AT, BE, BG, CY, CZ, DE, DK, EE, ES, FI, FR, GB, …)

## Legal & compliance

Legal entities:
- PAYMENT CARD SOLUTIONS (UK) LIMITED — United Kingdom — licenses: E-Money Institution, GB, FCA
- UAB B4B Payments Europe — Lithuania — licenses: E-Money Institution, LT, Bank of Lithuania

2 license numbers and 2 register records (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/b4b-payments#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=b4b-payments&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/b4b-payments

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)