# Bancontact — Payment Provider

Belgium's dominant electronic payment scheme, processing over 2.5 billion transactions annually. Founded in 1979 as the Bancontact network, the company merged with Payconiq Belgium in 2018 to form Bancontact Payconiq Company. Enables debit card payments, mobile QR code payments via the Payconiq by Bancontact app (2M+ users), contactless NFC, and online payments. Accepted at 94% of Belgian debit card terminals. Part of the European Payments Initiative (EPI) via its Payconiq International subsidiary, transitioning to Wero in 2026.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Belgian Payments
- **Fees:** ~€0.10-0.30
- **Fee model:** custom
- **Headquarters:** Brussels, Belgium
- **Founded:** 1979
- **Settlement time:** Instant
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** regional
- **Regions:** europe
- **Countries served:** 2 (BE, LU)
- **Payment methods:** apple_pay, bancontact, contactless, mobile_payment, nfc, qr_code
- **Features:** instant-payout, low-fees
- **Platforms:** mobile, online, pos
- **SDKs:** rest-api
- **API docs:** https://www.bancontact.com/en/businesses

## Legal & compliance

1 legal entity on file. Licenses, regulators, registry records and legal-entity detail require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/bancontact#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=bancontact&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/bancontact

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)