# BENKER — Payment Provider

BENKER (BENKER UAB) is a Lithuanian electronic money institution offering business accounts with IBANs, SEPA and SEPA Instant transfers, and currency exchange; it is a direct participant of CENTROlink. Its acquiring service accepts Visa, Mastercard, Apple Pay, Google Pay and Open Banking payments, with card payouts, recurring payments and subscriptions, via hosted checkout or API. It also offers white-label banking infrastructure with individual IBANs for banks, platforms and businesses launching branded financial products.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Banks, platforms and established businesses that want EUR business IBAN accounts, card/wallet/Open Banking acceptance, or a white-label banking product built on BENKER's infrastructure.
- **Fees:** Business accounts: Lite €10/mo (SEPA in €0.10, out €0.30); Plus €50/mo (in €0.20, out €0.50); Max €150/mo (min 0.15% per transfer or custom); internal transfers free. Card acquiring rates not published
- **Fee model:** subscription
- **Categories:** baas, embedded, traditional
- **Countries served:** 34 (AD, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, …)
- **Payment methods:** apple_pay, bank_transfer, google_pay, mastercard, open_banking, sepa, sepa_instant, virtual_account, visa

## Legal & compliance

Legal entities:
- BENKER UAB — Lithuania — licenses: E-Money Institution, LT, Bank of Lithuania

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/benker#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=benker&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/benker

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)