# Billmate — Payment Provider

A Swedish payment provider specializing in invoice and installment payment solutions for e-commerce. Billmate offers flexible payment options including split payments and card processing, integrated with BankID for secure authorization in Scandinavian markets.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Swedish e-commerce
- **Fees:** 1.4% + SEK 3
- **Fee range:** 1.4%–1.4%
- **Fee model:** flat-rate
- **Headquarters:** Malmo, Sweden
- **Founded:** 2012
- **Settlement time:** 14–30 business days
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** regional
- **Regions:** europe
- **Countries served:** 4 (DK, FI, NO, SE)
- **Payment methods:** bnpl, installments, invoice, mastercard, swish, visa
- **Features:** startup-friendly
- **Platforms:** mobile, online
- **SDKs:** php, rest-api
- **API docs:** https://billmate.github.io/api-docs/

## Legal & compliance

1 legal entity on file. Licenses, regulators, registry records and legal-entity detail require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/billmate#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=billmate&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/billmate

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)