# Blackcatcard — Payment Provider

Blackcatcard is the account and card brand of Papaya Ltd, an electronic money institution authorised by the Malta Financial Services Authority (C55146). Customers open a personal account first and then add a corporate account for business features, including multiple accounts and Mastercard payment cards per business and euro payments to and from customers worldwide. Papaya is a direct SEPA participant (SCT and SCT Inst) and also gives other financial institutions and fintechs SEPA access, IBAN accounts and PSD2 APIs.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Small businesses and fintechs that want EUR IBAN accounts, cards and SEPA access from a Maltese EMI
- **Categories:** baas, traditional
- **Payment methods:** debit_card, mastercard, open_banking, sepa, sepa_instant, virtual_card

## Legal & compliance

Legal entities:
- PAPAYA LTD — Malta — licenses: E-Money Institution, MT, MFSA

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/blackcatcard#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=blackcatcard&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/blackcatcard

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)