# BOPP — Payment Provider

BOPP, operated by FCA-authorised Mia Pago Ltd, lets businesses get paid by direct bank-to-bank (open banking) transfer rather than by card. Merchants can share paylinks and QR codes or use them for invoices, MOTO payments, in-person mobile POS and online checkout, and customers approve each payment in their own bank app. The service integrates with accounting platforms such as Xero, QuickBooks, Zoho and Pandle, and it provides a checkout API and a management dashboard.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** UK small businesses, charities and e-commerce merchants that want to collect invoice, online, MOTO or in-person payments by direct bank transfer instead of cards.
- **Fees:** Starter Plan: Free (payments <£100 per month; upgrade subject to KYC). Pay As You Go plan: 0.5% transaction fee, 5p minimum fee per transaction, 50p maximum fee per transaction. Value Bundle Plan: £10 per month, includes £5,000 transactions per month; above this level 0.5% fee for transactions, 5p minimum, 50p maximum fee per transaction. 30-day free trial. *All prices exclude VAT.
- **Fee model:** subscription
- **Settlement time:** Get your money in seconds with direct bank payments.
- **Categories:** traditional
- **Countries served:** 1 (GB)
- **Payment methods:** bank_transfer, open_banking

## Legal & compliance

Legal entities:
- Mia Pago Ltd — United Kingdom — licenses: Payment Institution, GB, FCA

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/bopp#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=bopp&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/bopp

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)