# Bourn — Payment Provider

Bourn Technologies Ltd is an FCA-authorised electronic money institution that provides the Flexible Trade Account, which combines a business payment account with an overdraft-style working capital line. Bourn is not a lender: partner banks and finance providers supply the credit, and Bourn supplies the technology, payment accounts and data infrastructure. Platforms such as accounting software, marketplaces and vertical SaaS can embed the account through widgets, an API or a white-label version.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** UK SMEs that trade on credit terms with other businesses, and the banks, alternative lenders and software platforms that want to offer them overdraft-style working capital.
- **Categories:** baas, embedded
- **Countries served:** 1 (GB)

## Legal & compliance

Legal entities:
- BOURN TECHNOLOGIES LTD — United Kingdom — licenses: E-Money Institution, GB, FCA

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/bourn#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=bourn&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/bourn

---
**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)