# C2FO — Payment Provider

C2FO (Collaborative Cash Flow Optimization) is the world's on-demand working capital platform that enables suppliers to get invoices paid early at discounts they select. The platform has surpassed $500 billion in cumulative working capital funding to global suppliers across 1+ million businesses in 180+ countries as of March 2026.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Supply Chain Working Capital
- **Fees:** Custom pricing
- **Fee model:** custom
- **Headquarters:** Kansas City, Missouri
- **Founded:** 2008
- **Settlement time:** 1–2 business days
- **Sandbox:** no
- **Webhooks:** yes
- **Categories:** traditional
- **Regions:** africa, asia, europe, middle-east, north-america
- **Countries served:** 31 (AE, AR, AU, BE, BR, CA, CL, CN, CO, CZ, DE, ES, …)
- **Payment methods:** ach, wire_transfer
- **Features:** enterprise, instant-payout, recurring-payments
- **Platforms:** online


**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=c2fo&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/c2fo

---
**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)