# cflox — Payment Provider

cflox is a German payment institution offering corporate payment and supply chain finance products. cflox earlypay provides early payments to suppliers, cflox pay gives buyers 60 days of additional payment terms, and cflox varipay centralizes payments. These products plug into a company's systems as a payment account, and financing comes from partner banks or the company's own liquidity.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Large corporates with strong credit ratings that want supplier early-payment programs or extra payment terms built into their payment run to manage working capital.
- **Categories:** embedded
- **Countries served:** 1 (DE)
- **Payment methods:** bank_transfer

## Legal & compliance

Legal entities:
- cflox GmbH — Germany — licenses: Payment Institution, DE, BaFin

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/cflox#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=cflox&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/cflox

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)