# Clearent (Xplor) — Payment Provider

Xplor Pay (formerly Clearent by Xplor) is a payment processing platform specializing in embedded payments and point-of-sale solutions. Rebranded in July 2025, it serves 66,000+ businesses and 800+ partners processing $31 billion annually. The company offers PayFac as a Service solutions for SaaS platforms with multi-country support.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Integrated Software Payments
- **Fees:** Interchange-plus pricing
- **Fee model:** interchange-plus
- **Headquarters:** St. Louis, Missouri
- **Founded:** 2005
- **Settlement time:** Next business day
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** traditional
- **Regions:** north-america
- **Countries served:** 11 (AU, HK, ID, KR, MY, NZ, PH, SG, TH, TW, US)
- **Payment methods:** ach, apple_pay, contactless, credit_card, debit_card, google_pay, mobile_wallet
- **Features:** instant-sandbox, startup-friendly
- **Platforms:** mobile, online, pos
- **SDKs:** android, ios
- **API docs:** https://docs.xplorpay.com/


**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=clearent&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/clearent

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)