# Clover — Payment Provider

A Fiserv-owned all-in-one POS system combining hardware, payments, inventory, and employee management for retail and restaurants. Clover offers a range of devices from compact readers to full register systems, with a marketplace of third-party apps for customization. Popular among small to medium businesses wanting an integrated commerce solution.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Retail & restaurants
- **Fees:** 2.3-2.6% + $0.10
- **Fee range:** 2.6%–2.6%
- **Fee model:** flat-rate
- **Headquarters:** Sunnyvale, California, United States
- **Founded:** 2012
- **Settlement time:** 1–2 business days
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** traditional
- **Regions:** europe, north-america
- **Countries served:** 5 (AT, DE, GB, IE, US)
- **Payment methods:** amex, apple_pay, discover, gift_card, google_pay, mastercard, visa
- **Features:** startup-friendly
- **Platforms:** mobile, online, pos
- **SDKs:** android, ios, javascript, react_native, rest-api, windows
- **API docs:** https://docs.clover.com

## Legal & compliance

3 legal entities on file. Licenses, regulators, registry records and legal-entity detail require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/clover#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=clover&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/clover

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)