# CRIF RealTime — Payment Provider

CRIF RealTime is the Open Banking arm of credit-information group CRIF, operating as an Account Information Service Provider (AISP) and Payment Initiation Service Provider (PISP) under PSD2 across 31 European countries. It enables banks, lenders and non-financial companies to access consented bank-account data and initiate account-to-account payments via APIs.

- **Listing status:** Unclaimed — researched from public sources
- **Fee model:** custom
- **Headquarters:** Bologna, Italy
- **Categories:** regional, traditional
- **Regions:** europe
- **Countries served:** 31 (AT, BE, BG, CY, CZ, DE, DK, EE, ES, FI, FR, GB, …)
- **Payment methods:** sepa

## Legal & compliance

2 legal entities · regulated in 2 jurisdictions on file. Licenses, regulators, registry records and legal-entity detail require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/crif-realtime#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=crif-realtime&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/crif-realtime

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)