# DirectPayEU — Payment Provider

DirectPayEU is an IBAN-based direct bank payment gateway operated by 2000Charge, Inc. (trading as Alternative Payments). It lets European merchants collect payments directly from customer bank accounts without requiring debit or credit cards, and integrates via widget, hosted checkout, or REST API.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** European e-commerce merchants accepting IBAN bank payments as a card alternative
- **Fees:** 0.8-1.5% for bank transfers
- **Fee range:** 0.8%–1.5%
- **Fee model:** flat-rate
- **Headquarters:** Kerrville, Texas, United States
- **Founded:** 2008
- **Settlement time:** 1–3 business days
- **Sandbox:** no
- **Webhooks:** no
- **Categories:** traditional
- **Regions:** europe
- **Countries served:** 37 (AD, AT, BE, CH, CY, CZ, DE, DK, EE, ES, FI, FR, …)
- **Payment methods:** bancontact, bank_transfer, ideal, sepa
- **Platforms:** online
- **SDKs:** dotnet, php, python, ruby
- **API docs:** https://developers.2000charge.com/developers/api/

## Legal & compliance

1 legal entity on file. Licenses, regulators, registry records and legal-entity detail require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/directpayeu#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=directpayeu&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/directpayeu

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)