# Dwolla — Payment Provider

Bank payment infrastructure for platforms and enterprises enabling high-volume ACH and real-time bank payments through a single API. With 16+ years of payments expertise, Dwolla processes payments through the RTP Network, FedNow, and traditional ACH.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** ACH Payments
- **Fees:** From $0.05 per transaction
- **Fee model:** flat-rate
- **Headquarters:** Des Moines, Iowa, United States
- **Founded:** 2008
- **Settlement time:** 1–3 business days
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** traditional
- **Regions:** north-america
- **Countries served:** 1 (US)
- **Payment methods:** ach, bank_transfer, debit_card, wire_transfer
- **Features:** enterprise, instant-payout, instant-sandbox, low-fees, recurring-payments, startup-friendly
- **Platforms:** online
- **SDKs:** dotnet, java, node, php, python, rest-api, ruby
- **API docs:** https://developers.dwolla.com


**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=dwolla&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/dwolla

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)