# Efecty — Payment Provider

Efecty is Colombia's largest cash payment and postal-money-transfer network, operated by Efectivo Ltda. under a MinTIC postal-payment-operator authorization. Its 10,000+ points of service across 1,000+ municipalities handle bill payments, cash-in/cash-out for e-commerce, domestic and international remittances, and banking correspondent services for BBVA, Davivienda, and others.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Colombian cash and postal payments
- **Fees:** Varies by transaction
- **Fee model:** custom
- **Headquarters:** Bogotá, Colombia
- **Founded:** 1996
- **Settlement time:** Next business day
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** regional
- **Regions:** latin-america
- **Countries served:** 1 (CO)
- **Payment methods:** bank_transfer, cash, qr_code
- **Platforms:** online

## Legal & compliance

1 legal entity · regulated in 1 jurisdiction on file. Licenses, regulators, registry records and legal-entity detail require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/efecty#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=efecty&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/efecty

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)