# EFT Pay — Payment Provider

Leading African payment infrastructure provider with over 25 years of operation. Offers instant EFT payments, banking-as-a-service, card issuing, and payment processing built specifically for African financial services requirements with same-day settlement.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** South African Instant EFT
- **Fees:** 1.5-2%
- **Fee range:** 1.5%–2%
- **Fee model:** flat-rate
- **Headquarters:** Cape Town, South Africa
- **Founded:** 2010
- **Settlement time:** Same day
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** regional
- **Regions:** africa
- **Countries served:** 1 (ZA)
- **Payment methods:** bank_transfer, credit_card, digital_wallet, eft, mobile_payment, real_time_payments
- **Features:** enterprise, instant-payout, startup-friendly
- **Platforms:** mobile, online
- **SDKs:** dotnet, java, php, rest-api
- **API docs:** https://www.eftpay.co.za


**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=eft-pay&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/eft-pay

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)