# EFTPOS Australia — Payment Provider

eftpos is Australia's domestic debit card network, operated by eftpos Payments Australia Limited under the Australian Payments Plus (AP+) group formed by the 2021 amalgamation of eftpos, BPAY and NPP Australia. It powers multi-network debit cards with Merchant Choice / Least-Cost Routing, supports Apple Pay, Google Wallet and Samsung Wallet, and underpins the Beem QR code platform.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Australian domestic debit network (multi-network debit, LCR/MCR)
- **Fees:** 22% wholesale scheme fee reduction (May 2025)
- **Fee model:** custom
- **Headquarters:** Sydney, Australia
- **Founded:** 1984
- **Settlement time:** 2 business days
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** regional
- **Regions:** oceania
- **Countries served:** 1 (AU)
- **Payment methods:** apple_pay, contactless, debit_card, google_pay, mastercard, samsung_pay, visa
- **Features:** enterprise, low-fees
- **Platforms:** mobile, pos
- **API docs:** https://www.developers.auspayplus.com.au/

## Legal & compliance

2 legal entities · regulated in 1 jurisdiction on file. Licenses, regulators, registry records and legal-entity detail require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/eftpos-australia#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=eftpos-australia&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/eftpos-australia

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)