# ePayService — Payment Provider

ePayService is the trading name of MTACC Limited, an electronic money institution authorised by the Malta Financial Services Authority. It provides e-money wallets with personal IBANs and US accounts for receiving ACH, wire, check and SEPA payments, plus outbound bank transfers, local currency transfers and payouts to cards. Businesses can use it for affiliate mass payouts and international payroll, and it issues physical and virtual Mastercard debit cards, including branded cards for affiliates.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Freelancers, webmasters, affiliate networks and international IT companies that need to receive US/EU bank transfers and pay out partners or staff worldwide via bank transfer or cards.
- **Fees:** Deposit ACH/DirectDeposit to wallet: 2% + 20 USD; Deposit Domestic Wire: 0.8% + 30 USD; Withdraw ACH/DirectDeposit: 0.5% + 25 USD; International wire deposit: 3% + 50 USD; International wire withdraw: 1% + 40 EUR; SEPA deposit: 1% (min 25 EUR); SEPA withdraw to company bank account: 0,5 % + 40 EUR; Local payments withdraw: 1% + 15 USD/EUR (up to 300 USD/EUR); Money transfer to Mastercard® & VISA®: 3.5 % + 6 EUR/USD
- **Fee model:** flat-rate
- **Categories:** baas
- **Countries served:** 1 (MT)
- **Payment methods:** ach, check, sepa, wire_transfer

## Legal & compliance

Legal entities:
- MTACC LTD — Malta — licenses: E-Money Institution, MT, MFSA

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/epayservice#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=epayservice&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/epayservice

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)