# Etapay — Payment Provider

Etapay (UAB "Etapay") is an electronic money institution in Vilnius, supervised by the Bank of Lithuania under licence No. 49. It gives businesses dedicated euro current accounts and lets them send and receive SEPA Credit and Instant transfers. Onboarding is done online and includes a review of each company's business model and expected payment flows. Pricing has two published tiers, with account opening, monthly maintenance and per-transfer fees.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Companies that need a business euro account with SEPA payments for their day-to-day EUR operations.
- **Fees:** Two-tier pricing (Tier 1 / Tier 2): Account opening fee €300 / €750; Document review fee (up to 10 working days) €250 / €750; Expedited document review (up to 2 working days) €500 / €1,000; Monthly fee for Current Account maintenance €50 / €200; Closing a Current Account €100 / €150; Dormant account fee €200 / €200; Incoming SEPA payments (Credit and Instant) €0 / 0.5% (min 5 EUR); Outgoing SEPA Transfer (Credit and Instant) up to €5,000 €1 / 0.5% (min 5 EUR); above €5000 up to €50,000 €5 / 0.5%; over €50,000 €10 / 0.5%; Internal transfer and Transfer within Etapay network €0; Yearly fee for holding funds (if the account balance ≥ €50,000 for Tier 1 or ≥ €30,000 for Tier 2), charged monthly 0.7% per annum.
- **Fee model:** subscription
- **Categories:** traditional
- **Countries served:** 1 (EEA)
- **Payment methods:** bank_transfer, sepa, sepa_instant

## Legal & compliance

Legal entities:
- Etapay UAB — Lithuania — licenses: E-Money Institution, LT, Bank of Lithuania

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/etapay#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=etapay&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/etapay

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)