# Eupago — Payment Provider

Eupago is a Porto-based payment institution supervised by Banco de Portugal (registration 8709). Merchants can use it to accept Portuguese and Spanish local payment methods (MB WAY, Multibanco, Payshop, Pagaqui, Bizum), as well as Visa/Mastercard cards, Apple Pay, Google Pay, direct debits, Paysafecard and EuroPix. It covers online, in-store and pay-by-link payments, plus recurring and split payments, BNPL via FLOA, e-commerce plugins and an API. Payouts go to the merchant's IBAN as daily transfers.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Merchants selling to customers in Portugal and Spain that need local methods like MB WAY, Multibanco and Bizum alongside cards and wallets.
- **Fees:** Multibanco: 0,20€ + 1,5%; MB WAY: 0,07€ + 0,7%; Credit card: 0,20€ + 1,5% (an additional 1% of the transaction amount for transactions made with cards issued outside the EEA; an additional 1% for transactions made with corporate (business) cards); Bizum: 0,59% + 0.15€ (until December 31, 2026; standard 0,79% + 0,19€); Paysafecard: 12,0%; Direct debit: 0,45€; Payshop: 0,60€; EuroPix: 0,15€ + 1,8% (promotional value for subscriptions until the end of 2025); Google Pay: 0,20€ + 1,5% (same card surcharges); Apple Pay: 0,20€ + 1,5% (same card surcharges); FLOA: On request; Pagaqui: 0,30€. VAT at the legally applicable rate will be added to all indicated amounts.
- **Fee model:** flat-rate
- **Settlement time:** Next business day
- **Categories:** traditional, regional
- **Countries served:** 1 (PT)
- **Payment methods:** apple_pay, bizum, bnpl, google_pay, mastercard, mb_way, multibanco, sepa_direct_debit, visa, voucher

## Legal & compliance

Legal entities:
- Eupago - Instituição de Pagamento Lda — Portugal — licenses: Payment Institution, PT, BdP

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/eupago#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=eupago&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/eupago

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)