# Fintecture — Payment Provider

Fintecture is a French payment institution, regulated by the Banque de France and the ACPR, that builds open-banking-based bank-transfer payment solutions (Immediate Transfer, Smart Transfer, Request to Pay, Immediate Refund) for online, in-store and remote sales contexts, with a focus on B2B and large-retail merchants.

- **Listing status:** Unclaimed — researched from public sources
- **Fees:** Custom pricing — no public per-transaction rate card; contact sales for a quote.
- **Fee model:** custom
- **Categories:** regional
- **Regions:** europe
- **Countries served:** 3 (ES, FR, GB)
- **Payment methods:** sepa
- **SDKs:** node, php, ruby
- **API docs:** https://doc.fintecture.com/

## Legal & compliance

1 legal entity · regulated in 1 jurisdiction on file. Licenses, regulators, registry records and legal-entity detail require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/fintecture#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=fintecture&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/fintecture

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)