# Fintoc — Payment Provider

Chilean-Mexican account-to-account payments infrastructure. Lets businesses accept and disburse bank transfers via SPEI in Mexico and direct bank debits in Chile, with checkout, recurring payments, payins and payouts.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** LatAm Account-to-Account Payments
- **Fees:** Custom pricing
- **Fee model:** custom
- **Headquarters:** Santiago, Chile
- **Founded:** 2020
- **Settlement time:** Same day
- **Sandbox:** yes
- **Webhooks:** yes
- **Categories:** regional
- **Regions:** latin-america
- **Countries served:** 2 (CL, MX)
- **Payment methods:** bank_transfer, credit_card, debit_card
- **Features:** instant-payout, low-fees
- **Platforms:** online
- **SDKs:** javascript, node, python, rest-api, ruby
- **API docs:** https://docs.fintoc.com

## Legal & compliance

3 legal entities · regulated in 2 jurisdictions on file. Licenses, regulators, registry records and legal-entity detail require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/fintoc#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=fintoc&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/fintoc

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)