# FinXP — Payment Provider

FinXP is a Malta-based electronic money institution regulated by the MFSA. It offers dedicated business euro IBAN accounts, physical and virtual Mastercard card issuing and BIN sponsorship, a payment gateway, SEPA Direct Debit collections, and cross-border payouts through FinXP PLUS. Its Banking-as-a-Service offering lets businesses white-label its EMI infrastructure (accounts, cards and payouts) via API.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Fintechs, PSPs, marketplaces, payroll providers, affiliate networks and licensed digital-asset firms that need euro IBAN accounts, SEPA collections, payouts or card programmes under an EU EMI licence.
- **Categories:** baas, embedded, infrastructure
- **Countries served:** 1 (MT)
- **Payment methods:** mastercard, sepa, sepa_direct_debit, sepa_instant, visa

## Legal & compliance

Legal entities:
- FINXP LIMITED — Malta — licenses: E-Money Institution, MT, MFSA

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/finxp#compliance.


Canonical page: https://paymentproviders.io/providers/finxp

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)