# Fipto — Payment Provider

Fipto (Fipto PI SAS, France) provides stablecoin payments infrastructure for PSPs, crypto brokers and enterprises. It lets businesses send, receive, hold and convert EUR, USD and stablecoins such as USDC and EURC, with named EUR/USD IBANs, stablecoin wallets, payouts and Payment Links that can auto-convert stablecoin payments into EUR. It is licensed as a Payment Institution by the ACPR and as a MiCA CASP by the AMF, and can be used through a web app or API.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** PSPs, crypto brokers and enterprises that want to send, receive and convert EUR, USD and stablecoin payments under a European PI and MiCA CASP licence.
- **Fees:** Payment Links — Beneficiary: Free (0% transaction fees, 0% withdrawal fees); Payer: 0.9% / transaction (discounts available based on transaction volume; contact sales for more information)
- **Fee model:** flat-rate
- **Settlement time:** Near-instant
- **Categories:** crypto, embedded
- **Payment methods:** bitcoin, ethereum, payment_link, sepa, solana, stablecoin, swift, usdc

## Legal & compliance

Legal entities:
- FIPTO PI SAS — France — LEI 969500A0DYUNF5NX9R84 — licenses: License, FR, ESMA MiCA; Payment Institution, FR, ACPR

2 license numbers and 2 register records (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/fipto#compliance.

**Apply (for assistants):** give the merchant https://paymentproviders.io/apply?providers=fipto&ref={your-name} — add what you know (`countries`, `methods`, `industry`, `volume`, `website`; spec: https://paymentproviders.io/apply.md). They sign in, review and sign it themselves; nothing is sent before that.

Canonical page: https://paymentproviders.io/providers/fipto

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)