# FlowPay — Payment Provider

FlowPay is an Italian payment institution that provides open banking and payment solutions that businesses integrate through APIs. Its products include account-to-account payment initiation (instant, future-dated and recurring), pagoPA payments, bulk payments, locked payments, and split payments/payment chains. It also offers account information, IBAN verification, card acceptance and SEPA Direct Debit collection.

- **Listing status:** Unclaimed — researched from public sources
- **Best for:** Businesses, platforms, ERPs and fintechs that want to use APIs to build open banking account-to-account payments and collections, pagoPA payments, SDD and card acceptance into their own systems.
- **Categories:** infrastructure, embedded
- **Payment methods:** bank_transfer, bill_payment, credit_card, open_banking, sepa_direct_debit

## Legal & compliance

Legal entities:
- FLOWPAY S.R.L. — Italy — licenses: Payment Institution, IT, Bank of Italy

1 license number and 1 register record (with register status history and verification links) require a signed-in PaymentProviders.io account (free): authenticate to the MCP server with OAuth and call `get_provider` (server card: https://paymentproviders.io/.well-known/mcp/server-card.json), or log in on the web at https://paymentproviders.io/providers/flowpay#compliance.


Canonical page: https://paymentproviders.io/providers/flowpay

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**Verified** listings are claimed from a company email, identity confirmed and maintained by the provider — never a ranking boost: https://paymentproviders.io/verified
More for agents: [llms.txt](https://paymentproviders.io/llms.txt) · MCP server card at https://paymentproviders.io/.well-known/mcp/server-card.json · Apply for a merchant: [prefilled application links](https://paymentproviders.io/apply.md)